Letter to Mike Heid, President of Wells Fargo Home Mortgage
USPS track 7011 1570 0001 8999 0464 to Wells Fargo
USPS track 7011 1570 0001 8999 0457 to Clay County
N3572 CR S
Plum City, WI 54761
Mr. Mike Heid, President
Wells Fargo Home Mortgage
P O Box 10335
Des Moines IA 50306-0335
Mr. Brian J. Melton
Clay County Attorney
807 11th Street North
Moorhead , MN 56560
CC to Red River Valley CPA and Halstad Fire Insurance
Via Certified Mail, email, and fax
21 February, 2012
Dear Mr. Heid:
I have received a foreclosure notice from some attorney you have a contract with. I have no contract with them so I will not communicate with their office.
Regarding the property at 9223 50th Ave S , Glyndon MN 56547 , I have no equity and no interest in the property.
I see in the foreclosure notice that the debt amount is $144,787.48. According to Clay County, MN, the Estimated Market Value is $177,300 which results in Wells Fargo having positive equity of $32,512.52. I waive my rights to any equity and wish to have Wells Fargo provide me relief in a Deed in Lieu settlement.
There is no need for additional expense or emotional suffering unless Wells Fargo brings it. I have previously indicated to you, Mr. Heid, that I am willing to sign off on any ownership rights.
Be aware that I have instructed RRV CPA to terminate electricity delivery as I cannot gain entrance to the house you have relocked without notice to me or the appraiser that you sent out to get an estimate of the value. Wells Fargo inconvenienced my daughter who dutifully went out to show the house to your contracted appraiser.
You, Mr. Heid, have placed your employee Bridget Kasik in a position where she has lied to me on your behalf and in the performance of her duties at Wells Fargo. If you wish to discuss the lie, or fraud, please contact me.
I have a cash buyer for the house and I am willing to show the buyers the property and they can make an offer to Wells Fargo on a short sale. If you or Bridget tell me the appraised value I will inform the cash buyer. Absent that you may market it however you wish as I am very publicly stating that I have no interest in the house. In as much as Wells Fargo re-keyed, winterized it and locked us out while claiming Wells Fargo was not the owner, stating that Bank of America was the owner, I cannot assume any liability due to freezing or fire as you, sir, hold the keys. I will be contacting Clay County Attorney to establish who Clay County believes is the current owner.